When it comes to insurance, Australians turn to reputable providers to safeguard their homes and vehicles. Youi Insurance, a subsidiary of OUTsurance International Holdings Pty Limited, is a prominent player in the insurance landscape. In this comprehensive guide, we will explore the offerings of Youi Insurance, focusing on its home and car insurance policies, the benefits they provide, and why choosing Youi might be the right decision for you.
Youi Insurance
Youi Pty Ltd, a registered general insurance company, operates as a wholly owned subsidiary of Youi Holdings Pty Ltd. The company offers various insurance products, including vehicle (car, motorcycle, caravan, trailer), home (buildings and contents), watercraft, and small business insurance. Regulated by the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investment Commission (ASIC), Youi is a member of the Insurance Council of Australia (ICA) and adheres to the General Insurance Code of Practice. With an Australian Business Number (ABN) of 79 123 074 733 and an Australian Financial Services License (AFSL) number of 316511, Youi stands as a reliable and regulated insurance provider.
Home Insurance Offerings
Youi Home Insurance Features:
Youi's home insurance offers a range of features to protect your home and belongings. With 24/7 claims support, clean-up and professional fees coverage, and unique benefits like cover while you move, escaping water protection, and storm and flood cover, Youi ensures comprehensive coverage for your home. Tenants' liability, one event one excess policy, and temporary accommodation coverage further enhance the value of Youi's home insurance.Youi Home Insurance Covered:
| Coverage | Building | Contents |
|---|---|---|
| Theft | ✓ | ✓ |
| Fire | ✓ | ✓ |
| Earthquake | ✓ | ✓ |
| Explosion | ✓ | ✓ |
| Riot | ✓ | ✓ |
| Storm | ✓ | ✓ |
| Flood | ✓ | ✓ |
| Escaping Water | ✓ | ✓ |
| Impact | ✓ | ✓ |
| Intentional Damage | ✓ | ✓ |
| Legal Liability | ✓ | ✓ |
| Temporary Accommodation | ✓ | ✓ |
Car Insurance Offerings:
Why Choose Youi Car Insurance:
Youi car insurance goes beyond offering a good price; it provides great value through inclusions and extras. With 24/7 roadside assistance, repair guarantees, quick pick-up times, and transparent cover options, Youi stands out as a customer-centric car insurance provider.Types of Youi Car Insurance:
Comprehensive Car Insurance:- Covers accidents, severe weather events, fires, theft, and damage to someone else's property.
- Roadside assistance included as standard.
- Replacement or payment of the replacement cost for a total loss within 2 years of registration.
- Up to 14 days of car hire if your car is stolen.
- Covers theft, damage by fire, or damage to someone else's car or property.
- Includes up to 14 days of car hire after theft.
- Towing and storage costs covered if your car is damaged.
- Covers damage caused by your car to someone else's car or property.
- Cover against uninsured third parties.
- Legal liability up to $20 million.
Conclusion
Youi Insurance stands as a reliable choice for Australians seeking comprehensive coverage for their homes and cars. With a range of features, unique benefits, and transparent cover options, Youi prioritizes customer satisfaction. Whether you are looking for robust home protection or reliable car insurance, Youi's offerings are worth considering. With a commitment to service and a variety of coverage options, Youi Insurance is positioned as a competitive player in the Australian insurance market.